How to Treat Mental Health Issues without Insurance

The cost of mental health services is around the same as the cost of other professional medical care, and many of the medications people use to manage their mental health come at a price that’s significantly higher than the national average.


In addition to these higher than usual costs, mental health treatment is likely to last over the long term, which may drive costs higher still. Managing the expense without insurance can be extremely difficult, especially for those whose mental health issues reduce their ability to work. Fortunately, there are resources that exist to help get mental health help without insurance. 


Nationwide, about 11% of adults with some form of mental health disorder do not have insurance. That amounts to almost over 5 million Americans who need to find a way to pay for expensive mental health treatment without insurance, and usually without much cash on hand.


If you find yourself having a mental health crisis, immediately call the Substance Abuse and Mental Health Assistance (SAMHSA) National Helpline at 1-800-662-HELP (4357). This resource is free, confidential, and staffed by professional volunteers who can talk you through a crisis and connect you with resources in your nearby area that can help.

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